Our Excellent Employee Health Benefits Plans
We offer a wide variety of plans, including HSA and MEC options, utilizing the vast Cigna PPO and Pharmacy Benefit Management Networks that will meet your goals.
Quick Note on the Benefits of a Health Savings Account (HSA)
1. Tax Savings
- HSAs allow account holders to set aside money tax-free to be used for medical expenses, including payments toward insurance deductibles.
- Interest earnings accrue tax-free, and if used to pay for qualifying expenses remain tax-free.
2. Control Over Expenses
HSAs allow you to control your medical finances, allowing you control over where where your health care dollars are spent. This allows the participant to use the physician or provider of their choosing.
3. Variety Of Uses
Aside from routine medical care, HSAs can also be used to pay for health care expenses that health insurance plans may not cover. Examples include Dentists, vision care, and prescriptions.
4. The Funds Don’t Go Away
Unlike Flexible Spending Accounts, unused funds in the HSA rolls over year to year, tax-free. The contributions do not need to be used within a specific calendar year. Unused funds may even be used in retirement.